Taxes & Finance
Navigate the complex world of Japanese potential taxes, financing options, and return on investment.
Investment Calculators
Use these tools to estimate your potential returns and upfront costs. Note that these are estimates; always consult a tax professional.
Rental Yield Calculator
*Excludes annual property tax and initial purchase costs.
Closing Cost Estimator
Understanding Taxes
Foreign investors are subject to the same taxes as Japanese residents regarding property ownership, though income tax filing differs.
- Acquisition Tax: One-time tax when buying (usually 3-4% of assessed value).
- Fixed Asset Tax: Annual tax (approx 1.4% of assessed value).
- Income Tax: Progressive rate on rental income (5-45%).
- Withholding Tax: 20.42% withheld if renting to a corporation or non-resident.
Financing Options
Can I get a loan?
It is difficult without Permanent Residency (PR), but not impossible.
Related Guides
Property Tax Guide
Complete breakdown of Japanese property taxes for foreign owners.
Rental Income Tax
How Japan taxes rental income and what deductions are available.
Hidden Costs
Budget 8-18% extra: agent fees, registration, and translation costs.
Depreciation Explained
How building depreciation reduces your taxable rental income.
Mortgage Without PR
Banks that lend to foreigners without permanent residency.
25/5 Mortgage Rule
Understanding Japan's unique mortgage calculation method.