Financial Tools
Taxes & Finance
Navigate the complex world of Japanese potential taxes, financing options, and return on investment.
Investment Calculators
Use these tools to estimate your potential returns and upfront costs. Note that these are estimates; always consult a tax professional.
Rental Yield Calculator
Gross Yield5.76%
Net Yield (Est.)4.99%
*Excludes annual property tax and initial purchase costs.
Closing Cost Estimator
Brokerage Fee¥810,000
Acquisition Tax (Est.)¥450,000
Registration Tax (Est.)¥300,000
Legal/Scrivener¥150,000
Stamp Duty¥10,000
Total Closing Costs¥1,720,000
(~6.9% of price)
Understanding Taxes
Foreign investors are subject to the same taxes as Japanese residents regarding property ownership, though income tax filing differs.
- Acquisition Tax: One-time tax when buying (usually 3-4% of assessed value).
- Fixed Asset Tax: Annual tax (approx 1.4% of assessed value).
- Income Tax: Progressive rate on rental income (5-45%).
- Withholding Tax: 20.42% withheld if renting to a corporation or non-resident.
Financing Options
Can I get a loan?
It is difficult without Permanent Residency (PR), but not impossible.
Domestic Banks Usually require PR or a Japanese spouse.
Intl. Branches Prestia (SMBC), etc. may lend to high net worth individuals.
LTV Ratio Expect 50-70% Loan-to-Value max without PR.