Buying Property in Japan as a Foreigner

Japan allows foreign nationals to buy property with the same rights as Japanese citizens. However, the practical details of financing, tax obligations, and depreciation benefits vary significantly based on your nationality and residency status.

Select your country below for a guide tailored to your situation. Each guide covers the specific tax treaty between your country and Japan, available mortgage options, withholding tax rates, and how to structure ownership for maximum tax efficiency.

Key Facts for Foreign Buyers

No Ownership Restrictions

Foreign nationals can purchase freehold land and buildings in Japan without residency requirements. The process is the same as for Japanese citizens.

Financing Varies by Status

Permanent residents can access standard Japanese mortgages. Non-residents may qualify through select banks like Prestia (SMBC) or overseas lending programs.

Tax Treaty Benefits

Japan maintains tax treaties with over 70 countries to prevent double taxation. Treaty terms directly affect withholding rates on rental income.

Property Does Not Grant Visa

Owning real estate in Japan does not provide any immigration benefits. Visa and residency must be obtained through separate channels.